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“They want to imprison a banker-I am the banker”



According to CCRC’s application to Mr. Hayes, in accordance with industry practice, the interest rate that best suits the bank’s commercial interests is selected within the most accurate range of interest rates-for example, based on the transactions it makes. According to what he and the other defendants said in the interest rate hike trial, this is in line with their fiduciary duty to perform as part of their work to do their best to maximize income and minimize bank losses.


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